Cohabit
Cohabit
Splitwise is the best-known app for splitting expenses between friends or roommates. Cohabit also splits expenses — but goes further, managing the whole household, not just the money. Here's a direct comparison, no marketing spin, just facts.
Quick answer: if you only need to split occasional expenses with friends, Splitwise is enough. If you actually live with other people and want to also manage chores, shopping lists, and personal finances in the same app, Cohabit solves more problems at once.
| Feature | Cohabit | Splitwise |
|---|---|---|
| Expense splitting | ✓ | ✓ |
| Simplified month-end settle-up | ✓ | ✕ |
| Household chore management | ✕ | ✓ |
| Photo proof for chores | ✕ | ✓ |
| Shared shopping list | ✕ | ✓ |
| Household calendar | ✕ | ✓ |
| Private personal finances | ✕ | ✓ |
| Savings goals | ✕ | ✓ |
| Scheduled payments | ✕ | ✓ |
| Restricted profiles for kids | ✕ | ✓ |
| Free for up to 3 people per household | ✓ | ✓ |
| Made in Portugal | ✕ | ✓ |
Splitwise is solid at what it does — splitting expenses within a group, even if you don't live together. Cohabit is built specifically for people who actually live together, and treats the household as a whole: expenses, chores, shopping, calendar, and personal finances — without needing 4 different apps.